No.

You will receive a confirmation page and application with an effective date when valid payment in full has been processed and verified. Your application is subject to further underwriting by Workmen's Auto Insurance Company and may be canceled within the first 60 days.

You can login to mydowntowninsurance.com and print your policy the day after you purchased your policy.

Your coverage is only applicable to the location for which you purchase an insurance policy for today. Please call us at 800-697-6117 ext 1211 to update your policy.

Contact our Claims Department (888-811-4054 24 hours a day/7 days a week), have your policy number, and your police report number (if available).

The property owner's insurance generally covers only the building where you live. There is no coverage for your personal belongings, or any liability coverage in the event you are negligent and legally responsible for causing bodily injury or damage to someone else's property.

Earthquake coverage, for your personal property, is included automatically. You can select NOT TO HAVE earthquake coverage in step 1 and 2 of the application process.

No, you would need to purchase a separate 'Flood Policy" through an independent insurance agent.

Coverage A – Dwelling is available for condo policies only and covers additions, alterations and improvements you made to your condominium unit. According to your condominium declaration and/or bylaws, you may be responsible for interior parts of your unit such as glass, walls and doors. Additions, alterations and other improvements made to your unit are also covered. For example, you would be covered if you or a previous owner installed built-in appliances, wall-to-wall carpeting, upgraded kitchen cabinets, etc. This policy includes $100,000 of Coverage A- Dwelling.

This is coverage for your personal possessions against such covered hazards as fire, lightning, windstorm, hail, explosion, collapse, smoke or vandalism. This is also called Contents Coverage and it ensures that your damaged, destroyed or stolen property is protected up to the amount of insurance protection you purchase.

This coverage pays the amount to replace your damaged property under a covered loss without deducting depreciation for the property.

You are covered if your unit is damaged and you have to move out while it's being repaired. The policy pays for all necessary living expenses (hotel, meals, laundry, etc.) up to 40% of the contents coverage amount in a Condo policy or 20% of the contents amount in a Renters policy. This coverage is also referred to as Additional Living Expenses.

You are covered up to the amount selected per person in medical bills -- regardless of your legal responsibility when an accident occurs in your home that involves bodily injury to others.

This coverage applies to your contents if they are damaged as a result of an Earthquake up to $5,000 and Additional Living Expenses (see Loss of Use Coverage above) up to $1,500.

This coverage protects you against false arrest, detention or imprisonment, or malicious prosecution; libel, slander, defamation, or violation of right of privacy; and wrongful entry, eviction, or other invasion of right of private occupancy.